Social Security Survivor Benefits

Air National Guard: Federal Active Duty

Benefit Fact Sheet

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Summary

When a service member who has worked and paid Social Security taxes dies, certain members of their family may be eligible for monthly benefits.

Eligibility

Generally, the service member must be either Fully Insured (up to 10 years of work credit is needed to be eligible for benefits, depending on the person's age) or, Currently Insured (earned at least six work credits in the preceding 13 calendar quarters). Under a special rule, if a service member worked for only one and one-half years in the three years before the death, including civilian covered wages, benefits can be paid to minor children and/or the spouse who is caring for the children. Former spouses may qualify for survivor benefits if certain conditions are met.Air Force Burial

In cases where the service member does not meet any of the above criteria, and the death was on active duty or active duty for training and is determined to be service-connected, a special gratuitous allowance is paid by the Department of Veterans Affairs (VA) under Title 38 U.S.C. 1312(a). The Social Security Administration certifies the benefit entitlement, eligible beneficiaries, and amounts payable.

Benefit Highlights

 Death benefits are provided for:

  • The surviving spouse caring for the service member's dependent children who are under age 16

  • The surviving spouse age 60 or older, or the surviving spouse as early as age 50 if the surviving spouse is disabled

  • For eligible minor children age 18 or under of an insured service member (up to age 19 if attending elementary or secondary school full time), or children at any age who were disabled before age 22 and remain disabled, and

  • Dependent parents age 62 or older.

Benefits depend on the family status of the deceased. The amount depends on the total work experience of the deceased and the amount of Federal Insurance Contributions Act (FICA) tax contributions made during that period.

Permanently reduced amounts are payable to a surviving spouse as early as age 60. The combined surviving spouse and children's benefit is subject to a monthly family maximum.

Additional Information

For more information, please visit the Social Security Survivor Benefit webpage maintained by the Social Security Administration:
https://www.ssa.gov/benefits/survivors/

Air Force Mortuary Affairs Operations: 
https://www.mortuary.af.mil/

Social Security Survivors Benefits Fact Sheet:
https://www.ssa.gov/pubs/EN-05-10084.pdf

Topic 751 - Social Security and Medicare Withholding Rates 
https://www.irs.gov/taxtopics/tc751

Department of the Air Force Instructions 36-3002 (2021) - Casualty Services.
https://static.e-publishing.af.mil/production/1/af_a1/publication/dafi36-3002/dafi36-3002.pdf

Document Review Date: 10 April 2024