Servicemembers’ Group Life Insurance Traumatic Injury Protection (TSGLI)

Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) is a rider to Servicemembers' Group Life Insurance (SGLI) that provides automatic traumatic injury coverage to all service members under the SGLI program. The TSGLI rider provides payment to service members who are severely injured (on or off duty) and suffer a loss as the result of a traumatic event. Effective October 1, 2011, the Veterans' Benefits Improvement Act of 2010 removed the requirement that injuries during the retroactive period must be incurred in Operation Enduring or Iraqi Freedom. Qualifying service members who receive a TSGLI payment can spend the money at their own discretion.

Expanded TSGLI Benefits
On April 14, 2023, TSGLI expanded benefits for these types of care:

  • Limb reconstruction surgeries
  • Inpatient hospital care at critical care facilities, rehabilitation facilities, and skilled nursing facilities 
  • Care to help you transition from an inpatient facility to living at home (called a therapeutic pass)

If you are eligible for TSGLI for these types of care or if your claim was denied in the past, you can file a claim now.
For more information about expanded TSGLI benefits, review the TSGLI loss standards.