Federal Long Term Care Insurance Program (FLTCIP)

As part of your federal benefits, you and your qualified relatives are eligible to apply for coverage under the Federal Long Term Care Insurance Program (FLTCIP). Since its launch in 2002, the FLTCIP has offered active and retired members of the uniformed services the opportunity to help take control of their future long term care needs. Even if you do not apply, consider how a spouse, parent, or other family member may benefit from this important coverage. Share this information with your family today.

The U.S. Office of Personnel Management (OPM) suspended applications for coverage under the Federal Long Term Care Insurance Program (FLTCIP) effective December 19, 2022. The suspension will remain in effect for 24 months, unless OPM issues a subsequent notice to end or extend the suspension period. https://www.ltcfeds.com/ will have current information about the program throughout the suspension period.

Current enrollees' coverage status will not change as long as they continue to pay premium. For those in a claim status, there is no change to coverage or the claims reimbursement process as long as benefits have not been exhausted.

For more information on the suspension, please visit: https://www.ltcfeds.com/support/suspension-notice