Family Service members' Group Life Insurance (FSGLI) is a program that provides term life insurance coverage to the Spouses and dependent Children of Service members insured under Servicemembers' Group Life Insurance (SGLI). The Service member pays the premium for Spousal coverage. Dependent Children are insured at no cost. It provides up to a maximum of $100,000 of insurance coverage for Spouses, not to exceed the Service members SGLI amount, and $10,000 for dependent Children.