BRS Comparison Calculator

BRS Comparison Calculator

Plan for retirement by viewing personalized retirement reports, performing "what-if" exercises to see how your benefits might change, and reviewing related fact sheets.

BRS opt-in Eligibility

The opt-in period for Blended Retirement System (BRS) ended effective December 31, 2018 for most military members. There are some exceptions for the following members:

If you are a cadet attending service academy who joined on or before December 31, 2017, or are in the Reserve Officer Training Program with a signed contract on or before December 31, 2017, you’re also grandfathered under the legacy retirement system. However, if commissioning (or being placed on pay status) occurs after the 2018 opt in window, you will have 30 days upon commissioning to opt into the BRS. If you enter an academy or sign your service contract on or after January 1, 2018 your retirement plan is automatically under BRS.

Break in service - If you have break in service, rejoined after the 2018 calendar year opt-in window and still meets the less than 12 years of service criteria or have fewer than 4,320 retirement points, you will have 30 days to choose the BRS or remain in the legacy retirement system.

Individual Ready or Standby Reserve. If you are a BRS-eligible member of the Individual Ready Reserve (IRR) or the Standby Reserve who entered paid status for the first time after 2018, you may receive a one-time BRS opt-in extension. Once in paid status, you have 30 days to opt into the BRS.

If an Airmen believes they should be considered for a hardship extension of the enrollment period, in accordance with Reference OSD Memorandum Implementation of the Blended Retirement System, dated 27 January 2017.  Airmen can access information in myPERS and open a help ticket to receive more guidance on submitting a hardship extension. If you have questions about BRS, please contact the MyAirforceBenefits Help Desk between 9AM and 5PM EST Monday - Friday at 888-721-2769.

For more information see; BRS fact sheet or please see your personnel or finance office for further information.

BRS comparison Instructions: In the following screens, select High 3 Legacy retirement, next at the bottom of the results select go back to my information and choose Blended Retirement System from the drop down to compare the two retirement programs. In the Blended Retirement System calculator, you may select continue to view TSP savings component.

Benefit Facts
ESGR
Employer Support of the Guard and Reserve (ESGR) is a Department of Defense organization established to promote cooperation and understanding between Service members and their civilian employers and to assist in the resolution of conflicts arising from the employee's military commitment. The ESGR Ombudsman Services Program provides neutral counseling and mediation of issues relating to compliance with the Uniformed Services Employment and Reemployment Rights Act (USERRA).
Benefit Facts
G.I. Bill
The Post-9/11 GI Bill (chapter 33 benefits) is an education benefit program specifically for military members who served on active duty on or after September 11, 2001. Depending on an individual's situation, provisions of the program may include coverage of tuition and fees, a monthly housing allowance, a books and supplies stipend, Yellow Ribbon payments, college fund, rural benefit payments and transferability to eligible immediate Family members (Spouse and Children).
Benefit Facts
SECO
SECO offers comprehensive information, tools and resources to support career exploration, education, training, licensing, employment readiness and career connections.
Benefit Facts
Dual TRICARE and VA
When leaving active duty, Service members may be entitled to or eligible for benefits offered by TRICARE and Department of Veterans Affairs (VA), depending on whether the Service member retires or separates. If retiring, the Service member is eligible for TRICARE as a military retiree and may also be eligible for certain VA benefits. Service members who separate due to a service-connected disease or disability may be eligible for VA benefits and certain TRICARE benefits.
Benefit Facts
VA Home Loans
VA helps Service members, Veterans, and eligible Surviving Spouses become homeowners.
Benefit Facts
TSP
The Thrift Savings Plan (TSP) is a Federal Government-sponsored retirement savings and investment plan. It offers the same type of savings and tax benefits that many private corporations offer their employees under "401(k)" plans.
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